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$274,900
60 Days On Site

3124 Banks Street
Lincolnton, NC 28092

For Sale|Single Family Residence|Active Under Contract
3
Beds
2
Total Baths
2
Full Baths
1,249
SqFt
$220
/SqFt
2003
Built
Subdivision:
None
County:
Lincoln
Call Now: 704.495.4293
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704.495.4293
3124 Banks Street3124 Banks Street3124 Banks Street3124 Banks Street
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Monthly Payment (Est.)

$1,254
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.

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Listing Snapshot
Price 
$274,900
Days On Site 
60 Days
Bedrooms 
3
Inside Area (SqFt) 
1,249 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.96 Acres
Year Built 
2003
MLS® Number 
4338307
Status 
Active Under Contract
Property Tax 
N/A
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
4 weeks agoStatus changed to Active Under Contract
4 weeks agoListing updated with changes from the MLS®
2 months agoListing first seen on site
General Features
Carport 
2
Levels 
One
Parking 
Attached CarportDriveway
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Above 
1249
SqFt Total 
1249
Style 
Ranch
Utilities 
Electricity ConnectedPropane
Zoning 
R-SF
Interior Features
Appliances 
DishwasherElectric Water HeaterGas RangeMicrowave
Basement 
Crawl Space
Cooling 
Ceiling Fan(s)Heat Pump
Flooring 
CarpetTileWood
Heating 
Heat Pump
Interior 
Open FloorplanPantryWalk-In Closet(s)
Laundry Features 
Electric Dryer HookupLaundry RoomMain LevelWasher Hookup
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Exterior Features
Lot Features 
ClearedLevel
Other Structures 
Shed(s)
Patio And Porch 
CoveredDeckFront Porch
Roof 
Shingle
Community Features
Community Features 
None
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
Horse Property 
None
Roads 
ConcretePaved
Schools
School District
Unknown
Elementary School
Battleground
Middle School
Lincolnton
High School
Lincolnton
Listing courtesy of RE/MAX Lifestyle JanetCox@JanetCoxandCompany.com


Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {last_incremented_at}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. ©2026 Canopy MLS.

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Last checked - 2026-04-18 02:27 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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Brent Dillon - Lake Norman Real Estate Expert and Military Veteran The Real Estate Pilot

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As a Veteran-owned real estate expert and former Military & Airline Pilot, I bring precision and dedication to every move in Lake Norman, Charlotte, and Asheville, NC.

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Huntersville NC Real Estate Guide

Local Tips & Strategies for the 28078 Market

1. Commute Tips: If you’re interested in Huntersville homes for sale, drive I-77 at 0730. Managing the Express Lane access points from Birkdale or Macaulay is the difference between an easy commute and total gridlock nightmare.

2. Valuation Tips: Sellers in communities like Skybrook or Northstone shouldn’t ever anchor prices to Lake Norman waterfront data or properties. Value is driven by the Huntersville school district, lifestyle amenities and location, location, location.

3. Local Boating Tips: Beat the boat ramp crowds at Blythe Landing by launching early in the morning, before 0800.  On the way home, hit Rise Cafe in Birkdale Crossings or head by Birkdale Village for dinner.  (See some of our favorite restaurants in Birkdale Village)


Huntersville NC Real Estate FAQ

Is Huntersville NC walkable?
Birkdale Village is the premier walkable hub, offering a mix of luxury retail, dining, and single-family residential homes..  There are also townhomes and plenty of places to eat.  As a resident, I walk to Birkdale daily for exercise or to eat.  There’s always something going on there.

How are the schools in Huntersville?
Top schools include Lake Norman Charter and Grand Oak Elementary, which are major drivers for local property values.  Beware of Charlotte Mecklenburg School systems as they constantly change the school map around Huntersville.  If you need more information, go directly to the school system to be sure.

Are property taxes lower than Charlotte?
Yes. You get Mecklenburg County services without the added Charlotte city tax—a major win for relocations.  Local tip to consider is that taxes in Mecklenburg County are higher than nearby counties.

Where is the best outdoor recreation?
Latta Nature Preserve is the crown jewel, offering miles of waterfront hiking and kayak launches on Mountain Island Lake. Jetton Park in Cornelius is on of my favorites and only a five minute drive from Birkdale Village.

What are the top golf neighborhoods?
Northstone Country Club and Skybrook Golf Club are the premier destinations for luxury golf-course living.  Nearby in other towns you’ll also find additional choices to drive balls or play 18 holes.


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Real Estate Near Birkdale Village • Skybrook • Northstone • The Hamptons

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