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$849,000
5 Days On Site

4634 Harbor View Terrace
Morganton, NC 28655

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
3
Full Baths
2,947
SqFt
$288
/SqFt
1995
Built
Subdivision:
East Shores
County:
Burke
Call Now: 704.495.4293
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704.495.4293
4634 Harbor View Terrace4634 Harbor View Terrace4634 Harbor View Terrace4634 Harbor View Terrace
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Mortgage Calculator

Monthly Payment (Est.)

$3,873
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video below!* https://media.zillowmediaexperts.com/sites/eeekpvn/unbranded

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Listing Snapshot
Price 
$849,000
Days On Site 
5 Days
Bedrooms 
3
Inside Area (SqFt) 
2,947 sqft
Total Baths 
3
Full Baths 
3
Partial Baths 
N/A
Lot Size 
0.78 Acres
Year Built 
1995
MLS® Number 
4340012
Status 
Active
Property Tax 
N/A
HOA/Condo/Coop Fees 
$1,014 Semi-Annually
Sq Ft Source 
N/A
Friends & Family
Recent Activity
5 days agoListing first seen on site
5 days agoListing updated with changes from the MLS®
General Features
Attached Garage 
Yes
Garage 
Yes
Garage Spaces 
2
Levels 
One
Parking 
DrivewayGarage Door OpenerGarage Faces Side
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Sewer 
Septic Tank
SqFt Above 
2947
SqFt Total 
2947
Zoning 
R-3
Interior Features
Appliances 
DishwasherElectric OvenMicrowave
Basement 
Interior EntryStorage Space
Cooling 
Ceiling Fan(s)Central Air
Fireplace 
Yes
Fireplace Features 
Gas LogLiving Room
Heating 
Forced Air
Laundry Features 
Laundry Room
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Exterior Features
Construction Details 
Brick
Exterior 
Boat Slip
Lot Features 
Waterfront
Roof 
Shingle
View 
Water
Waterfront 
Yes
Waterfront Features 
Lake James
Waterview 
Water
Community Features
Association Dues 
1014
Community Features 
ClubhouseTennis Court(s)
Financing Terms Available 
CashConventionalFHAVA Loan
HOA Fee Frequency 
Semi-Annually
Roads 
ConcretePaved
Schools
School District
Unknown
Elementary School
Glen Alpine
Middle School
Table Rock
High School
Freedom
Listing courtesy of DASH Carolina zac.campbell@dashnc.com


Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {last_incremented_at}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. ©2026 Canopy MLS.

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Last checked - 2026-02-04 03:59 AM UTC

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